JurArs has extensive experience in the disposition of non-performing assets (‘NPA’) and excels in providing end-to-end legal support for asset management companies, investors, and other market participants in the acquisition, management, and disposal of NPA. Leveraging strong relationships with domestic and international financial institutions, financial investors, and strategic investors, the team helps clients connect with high-quality investment partners and create additional value for their projects.

 

In transaction phases, the team assists banks, non-bank financial institutions, asset management companies, and investors in completing acquisitions and transfers of NPA, conducting due diligence, issuing legal opinions, and performing compliance reviews.

 

In disposal and recovery phases, the team represents banks and asset management companies in designing and implementing effective recovery strategies. Through a parallel approach combining litigation and non-litigation measures — including civil actions, enforcement, bankruptcy proceedings, asset transfers, debt restructuring, and transaction-structure optimization — the team provides strong support to maximize the value of creditor claims.

NOTABLE MATTERS

◆Providing recovery services for an asset-management company’s CNY 10 billion project

Engaged by a well-known asset management company to provide specialized legal services relating to the recovery of creditor claims held by its investment platform, with a total project scale of approximately CNY 10 billion. The team issued due diligence reports for more than thirty debtor companies, communicated with regulators and investor representatives on behalf of the client, and initiated litigation and arbitration proceedings to facilitate recovery.

◆Providing due diligence and recovery services for a CNY 2.5 billion capital-operation platform project

Retained by a prominent capital-operation platform to conduct investigation and recovery services for a disposal project involving funds of approximately CNY 2.5 billion. Based on a thorough review of available materials and the creditor structure, the team formulated a practical recovery plan designed to mitigate risks, maintain stability, and protect lender rights.

The team also issued legal opinions on product compliance and potential risks, coordinated communications with regulators and investor representatives, and developed a comprehensive risk-mitigation plan. Ultimately, through litigation, bankruptcy claim filings, and related measures, the team achieved successful recovery for the client.

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REPRESENTATIVE MATTERS

◆Engaged by a national commercial bank to provide NPA recovery services for an asset management company controlled by its group. The debtor was suspected of using fraudulent guarantees to obtain bank credit, with an amount in dispute of approximately CNY 700 million. After being retained, the team promptly communicated with the enforcement court, actively applied for investigative orders to trace assets, and facilitated the disposal of funds held in the debtor’s securities accounts. Ultimately, the team assisted the client in recovering more than CNY 100 million, achieving a recovery rate exceeding 20%.

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